:root {
      --dark-primary: #1A2233;
      --dark-secondary: #263149;
      --accent-gold: #CBB98E;
      --accent-hover: #D8C79C;
      --light-ivory: #F6F2E9;
      --muted-gray: #B6BDC7;
      --very-dark: #0F151F;
      --white: #FFFFFF;
      --text-dark: #1A2233;
      --text-light: #555555;
      --font-heading: 'Cormorant Garamond', serif;
      --font-body: 'DM Sans', sans-serif;
      --transition: all 0.3s ease;
      --box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
      --box-shadow-hover: 0 16px 40px rgba(0, 0, 0, 0.16);
    }

    * { margin: 0; padding: 0; box-sizing: border-box; }
    html { scroll-behavior: smooth; scroll-padding-top: 80px; }
    body { font-family: var(--font-body); color: var(--text-dark); line-height: 1.6; background: var(--white); }

    .container { max-width: 1200px; margin: 0 auto; padding: 0 40px; }
    h1, h2, h3, h4, h5, h6 { font-family: var(--font-heading); font-weight: 600; color: var(--text-dark); line-height: 1.2; }
    h1 { font-size: 56px; } h2 { font-size: 44px; } h3 { font-size: 32px; } h4 { font-size: 24px; } h5 { font-size: 18px; }

    .btn { font-family: var(--font-body); font-weight: 600; font-size: 14px; text-transform: uppercase; letter-spacing: 1px; padding: 16px 32px; border-radius: 4px; border: none; cursor: pointer; transition: var(--transition); display: inline-block; text-decoration: none; }
    .btn-primary { background: var(--accent-gold); color: var(--dark-primary); }
    .btn-primary:hover { background: var(--accent-hover); box-shadow: 0 8px 24px rgba(203, 185, 142, 0.3); }
    .btn-secondary { background: transparent; color: var(--accent-gold); border: 2px solid var(--accent-gold); }
    .btn-secondary:hover { background: var(--accent-gold); color: var(--dark-primary); }

    /* NAVIGATION */
    nav { position: fixed; top: 0; left: 0; right: 0; height: 80px; background: var(--white); z-index: 1000; display: flex; align-items: center; justify-content: space-between; padding: 0 40px; box-shadow: none; transition: box-shadow 0.3s ease; }
    nav.scrolled { box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08); }
    .nav-brand { display: flex; align-items: center; gap: 16px; cursor: pointer; text-decoration: none; color: var(--text-dark); }
    .nav-logo { width: 50px; height: 58px; object-fit: contain; }
    .nav-text span { font-family: var(--font-heading); font-size: 20px; font-weight: 700; color: var(--text-dark); display: block; margin-bottom: 2px; }
    .nav-text p { font-size: 10px; letter-spacing: 1px; color: var(--muted-gray); text-transform: uppercase; }
    .nav-menu { display: flex; align-items: center; gap: 40px; list-style: none; }
    .nav-menu a { text-decoration: none; color: var(--text-dark); font-weight: 500; font-size: 14px; transition: color 0.3s ease; }
    .nav-menu a:hover { color: var(--accent-gold); }
    .nav-actions { display: flex; align-items: center; gap: 24px; }
    .lang-toggle { font-size: 13px; font-weight: 600; display: flex; gap: 8px; color: var(--text-dark); }
    .lang-toggle a { text-decoration: none; color: var(--muted-gray); cursor: pointer; transition: color 0.3s ease; }
    .lang-toggle a.active { color: var(--accent-gold); }
    .hamburger { display: none; flex-direction: column; gap: 6px; cursor: pointer; background: none; border: none; }
    .hamburger span { width: 24px; height: 2px; background: var(--text-dark); transition: all 0.3s ease; }
    .hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(10px, 10px); }
    .hamburger.active span:nth-child(2) { opacity: 0; }
    .hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(7px, -7px); }
    .mobile-menu { display: none; position: fixed; top: 80px; left: 0; right: 0; background: var(--white); flex-direction: column; padding: 24px 40px; gap: 16px; z-index: 999; border-bottom: 1px solid #efefef; }
    .mobile-menu a { text-decoration: none; color: var(--text-dark); font-weight: 500; padding: 12px 0; border-bottom: 1px solid #efefef; }

    /* HERO & BLOG LAYOUT */
    .hero { margin-top: 80px; background: linear-gradient(135deg, rgba(26, 34, 51, 0.85) 0%, rgba(26, 34, 51, 0.3) 100%), url('/assets/img/93507cc36ceb4f698334c53a1c91e168.jpg') center 30%/cover;  display: flex; align-items: center; justify-content: center; color: var(--white); text-align: center; position: relative; overflow: hidden; padding: 80px 40px; }
    .hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(circle at 20% 50%, rgba(203, 185, 142, 0.08) 0%, transparent 50%); pointer-events: none; }
    .hero-content { position: relative; z-index: 2; max-width: 800px; animation: fadeInUp 1s ease forwards; }
    @keyframes fadeInUp { from { opacity: 0; transform: translateY(30px); } to { opacity: 1; transform: translateY(0); } }
    .breadcrumb { font-size: 13px; color: #d0d0d0; margin-bottom: 24px; text-transform: uppercase; letter-spacing: 1px; }
    .breadcrumb a { color: var(--accent-gold); text-decoration: none; transition: color 0.3s ease; }
    .breadcrumb a:hover { color: var(--accent-hover); }
    .hero h1 { color: var(--white); font-size: 48px; margin-bottom: 16px; line-height: 1.2; }

    /* BLOG CONTENT */
    .blog-wrapper { max-width: 800px; margin: 60px auto; padding: 0 40px; }
    .blog-meta { display: flex; align-items: center; gap: 24px; margin-bottom: 48px; font-size: 14px; color: var(--text-light); }
    .blog-meta span { display: flex; align-items: center; gap: 8px; }
    .blog-content { line-height: 1.8; color: var(--text-light); margin-bottom: 60px; }
    .blog-content h2 { font-size: 32px; margin: 48px 0 24px; color: var(--text-dark); position: relative; padding-bottom: 12px; }
    .blog-content h2::after { content: ''; position: absolute; bottom: 0; left: 0; width: 60px; height: 3px; background: var(--accent-gold); border-radius: 2px; }
    .blog-content h3 { font-size: 24px; margin: 36px 0 16px; color: var(--text-dark); }
    .blog-content p { margin-bottom: 16px; text-align: justify; }
    .blog-content ul, .blog-content ol { margin-left: 24px; margin-bottom: 24px; }
    .blog-content li { margin-bottom: 12px; }
    .blog-content strong { color: var(--text-dark); font-weight: 600; }
    .blog-content a { color: var(--accent-gold); text-decoration: none; transition: color 0.3s ease; }
    .blog-content a:hover { color: var(--accent-hover); text-decoration: underline; }

    /* GEO ANSWER */
    .geo-answer { background: var(--light-ivory); border: 2px solid var(--accent-gold); border-radius: 6px; padding: 28px 32px; margin: 48px 0; box-shadow: var(--box-shadow); }
    .geo-answer > strong { color: var(--accent-gold); font-size: 13px; text-transform: uppercase; letter-spacing: 1px; display: block; margin-bottom: 8px; }
    .geo-answer p strong { color: var(--text-dark); font-weight: 600; }
    .geo-answer p { font-size: 15px; line-height: 1.7; color: var(--text-dark); }

    /* AUTHOR & CTA */
    .author-block { background: var(--light-ivory); padding: 40px; border-radius: 6px; margin: 60px 0; display: flex; gap: 24px; }
    .author-photo { width: 100px; height: 120px; border-radius: 4px; object-fit: cover; flex-shrink: 0; }
    .author-info h5 { font-size: 18px; margin-bottom: 4px; }
    .author-info p { font-size: 13px; color: var(--text-light); margin-bottom: 12px; }
    .author-info .author-title { color: var(--accent-gold); font-weight: 600; text-transform: uppercase; font-size: 12px; letter-spacing: 1px; }

    .cta-block { background: linear-gradient(135deg, rgba(26, 34, 51, 0.05) 0%, rgba(203, 185, 142, 0.1) 100%); border-left: 4px solid var(--accent-gold); padding: 32px; border-radius: 4px; margin: 48px 0; text-align: center; }
    .cta-block h4 { margin-bottom: 12px; }
    .cta-block p { margin-bottom: 20px; font-size: 15px; }
    .cta-block .btn { margin: 0 12px; }

    /* RELATED ARTICLES */
    .related-articles { margin: 60px 0; }
    .related-articles h3 { margin-bottom: 32px; }
    .related-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 24px; }
    .related-item { background: var(--light-ivory); padding: 20px; border-radius: 4px; transition: var(--transition); }
    .related-item:hover { box-shadow: var(--box-shadow); }
    .related-item a { color: var(--text-dark); text-decoration: none; font-weight: 600; font-size: 15px; display: block; line-height: 1.4; transition: color 0.3s ease; }
    .related-item a:hover { color: var(--accent-gold); }
    .related-item span { font-size: 12px; color: var(--muted-gray); margin-top: 8px; display: block; }

    /* FOOTER */
    footer { background: var(--very-dark); color: var(--white); padding: 80px 40px 40px; margin-top: 80px; }
    .footer-content { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 48px; max-width: 1200px; margin: 0 auto 48px; }
    .footer-section h3 { color: var(--white); margin-bottom: 24px; font-size: 18px; }
    .footer-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
    .footer-logo img { width: 40px; height: 48px; object-fit: contain; }
    .footer-logo-text h3 { margin: 0; font-size: 16px; }
    .footer-tagline { font-size: 12px; color: #a0a0a0; margin-top: 8px; }
    .footer-links { display: flex; flex-direction: column; gap: 12px; list-style: none; }
    .footer-links a { color: #b0b0b0; text-decoration: none; font-size: 14px; transition: color 0.3s ease; }
    .footer-links a:hover { color: var(--accent-gold); }
    .footer-contact { font-size: 14px; line-height: 1.8; }
    .footer-contact p { color: #b0b0b0; margin-bottom: 8px; }
    .footer-contact a { color: var(--accent-gold); text-decoration: none; transition: color 0.3s ease; }
    .footer-contact a:hover { color: var(--accent-hover); }
    .footer-bottom { max-width: 1200px; margin: 0 auto; padding-top: 32px; border-top: 1px solid rgba(203, 185, 142, 0.2); display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 24px; font-size: 12px; color: #a0a0a0; }
    .footer-bottom a { color: #a0a0a0; text-decoration: none; transition: color 0.3s ease; }
    .footer-bottom a:hover { color: var(--accent-gold); }

    /* FAQ */
    .faq-container { margin: 60px 0; }
    .faq-item { background: var(--white); border: 1px solid #e8e8e8; border-radius: 6px; margin-bottom: 16px; overflow: hidden; transition: box-shadow 0.3s ease; }
    .faq-item:hover { box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06); }
    .faq-header { padding: 24px 32px; display: flex; justify-content: space-between; align-items: center; cursor: pointer; background: var(--white); border: none; width: 100%; text-align: left; font-family: var(--font-heading); font-size: 18px; font-weight: 600; color: var(--text-dark); transition: background 0.3s ease; }
    .faq-header:hover { background: #fafaf8; }
    .faq-toggle { width: 28px; height: 28px; border: 2px solid var(--accent-gold); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--accent-gold); font-weight: bold; flex-shrink: 0; transition: transform 0.3s ease; }
    .faq-item.open .faq-toggle { transform: rotate(180deg); }
    .faq-content { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; background: rgba(203, 185, 142, 0.04); }
    .faq-item.open .faq-content { max-height: 600px; }
    .faq-answer { padding: 32px; font-size: 14px; line-height: 1.8; color: var(--text-light); }

    /* RESPONSIVE */
    @media (max-width: 960px) { nav { padding: 0 24px; } .nav-menu { display: none; } .hamburger { display: flex; } .mobile-menu.active { display: flex; } .hero h1 { font-size: 40px; } }
    @media (max-width: 768px) { nav { padding: 0 20px; } .blog-wrapper { padding: 0 20px; } .nav-logo { width: 40px; height: 48px; } .nav-text span { font-size: 16px; } .hero { padding: 60px 20px; } .hero h1 { font-size: 32px; } h1 { font-size: 32px; } h2 { font-size: 28px; } .author-block { flex-direction: column; text-align: center; } .author-photo { margin: 0 auto; } }
    @media (max-width: 480px) { .hero h1 { font-size: 24px; } h1 { font-size: 24px; } h2 { font-size: 22px; } h3 { font-size: 18px; } .blog-wrapper { padding: 0 16px; margin: 40px auto; } .related-grid { grid-template-columns: 1fr; } }
  
/* FLOATING CTA */
.float-cta{position:fixed;bottom:0;left:0;right:0;z-index:500;display:flex;background:rgba(26,34,51,.98);backdrop-filter:blur(10px);border-top:1px solid rgba(203,185,142,.25);transform:translateY(100%);transition:transform .4s cubic-bezier(.4,0,.2,1);padding:0}
.float-cta.visible{transform:translateY(0)}
.float-phone{flex:0 0 auto;display:flex;align-items:center;gap:8px;padding:14px 18px;color:var(--accent-gold);font-size:.82rem;font-weight:400;border-right:1px solid rgba(255,255,255,.08);transition:background .2s;text-decoration:none}
.float-phone:hover{background:rgba(255,255,255,.05)}
.float-phone svg{flex-shrink:0}
.float-book{flex:1;display:flex;align-items:center;justify-content:center;gap:8px;padding:14px 20px;background:var(--accent-gold);color:var(--dark-primary);font-size:.82rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;transition:background .2s;text-decoration:none}
.float-book:hover{background:var(--accent-hover)}
@media(min-width:961px){.float-cta{left:auto;right:24px;bottom:24px;width:auto;flex-direction:column;border-top:none;border-radius:6px;box-shadow:0 8px 32px rgba(0,0,0,.25);overflow:hidden;max-width:260px}.float-phone{border-right:none;border-bottom:1px solid rgba(255,255,255,.08);padding:12px 20px;justify-content:center}.float-book{padding:14px 24px}}
/* CTA PULSE */
@keyframes ctaPulse{0%{box-shadow:0 0 0 0 rgba(203,185,142,.4)}70%{box-shadow:0 0 0 12px rgba(203,185,142,0)}100%{box-shadow:0 0 0 0 rgba(203,185,142,0)}}
.float-book,.btn-primary{animation:ctaPulse 2.5s infinite}
.float-book:hover,.btn-primary:hover{animation:none}
/* BACK TO TOP */
.btt{position:fixed;bottom:80px;right:24px;z-index:400;width:40px;height:40px;background:var(--dark-primary);color:var(--accent-gold);border:1px solid rgba(203,185,142,.25);border-radius:4px;display:flex;align-items:center;justify-content:center;font-size:1rem;cursor:pointer;opacity:0;transform:translateY(10px);transition:all .3s;pointer-events:none;text-decoration:none}
.btt.visible{opacity:1;transform:translateY(0);pointer-events:auto}
.btt:hover{background:var(--accent-gold);color:var(--dark-primary)}
@media(max-width:960px){.btt{bottom:70px;right:16px}}

    /* === v14 additions === */
    /* Sticky mobile CTA */
    .sticky-cta-mobile { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 999; background: var(--accent-gold, #CBB98E); color: var(--dark-primary, #1A2233); padding: 14px 20px; text-align: center; font-weight: 700; font-size: 14px; text-decoration: none; box-shadow: 0 -4px 12px rgba(0,0,0,0.18); letter-spacing: 0.5px; }
    .sticky-cta-mobile:hover { background: var(--accent-hover, #D8C79C); color: var(--dark-primary, #1A2233); }
    @media (max-width: 768px) { .sticky-cta-mobile { display: block; } body { padding-bottom: 56px; } }
    /* Exit Tax nav highlight */
    .nav-menu .nav-exit-tax { font-weight: 700; color: var(--accent-gold, #CBB98E) !important; }
    /* Sub-page silo navigation */
    .silo-nav { background: var(--light-ivory, #F6F2E9); border-top: 1px solid #e6dfd0; border-bottom: 1px solid #e6dfd0; padding: 16px 0; margin: 32px 0 24px; }
    .silo-nav-inner { max-width: 1200px; margin: 0 auto; padding: 0 40px; display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
    .silo-nav-label { font-size: 12px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--accent-gold, #CBB98E); margin-right: 8px; }
    .silo-nav a { font-size: 13px; color: var(--text-dark, #1A2233); text-decoration: none; padding: 6px 10px; border-radius: 4px; transition: background 0.2s; }
    .silo-nav a:hover, .silo-nav a.active { background: var(--accent-gold, #CBB98E); color: var(--dark-primary, #1A2233); }

  
    /* CMP v2 — granular consent */
    .cmp-banner { position: fixed; bottom: 20px; left: 20px; right: 20px; max-width: 1100px; margin: 0 auto; background: #fff; border-radius: 8px; box-shadow: 0 12px 40px rgba(0,0,0,0.18); border: 1px solid #e6dfd0; z-index: 9999; padding: 24px; }
    .cmp-banner-inner { display: grid; grid-template-columns: 1fr auto; gap: 24px; align-items: center; }
    .cmp-banner-text strong { display: block; color: #1A2233; font-size: 15px; margin-bottom: 6px; }
    .cmp-banner-text p { color: #2c2c2c; font-size: 13px; line-height: 1.6; margin: 0; }
    .cmp-banner-text a { color: #8A6E3F; text-decoration: underline; }
    .cmp-banner-actions { display: flex; gap: 8px; flex-shrink: 0; }
    .cmp-btn { padding: 10px 18px; border-radius: 4px; font-size: 13px; font-weight: 600; cursor: pointer; border: none; font-family: inherit; }
    .cmp-btn-primary { background: #1A2233; color: #fff; }
    .cmp-btn-primary:hover { background: #263149; }
    .cmp-btn-secondary { background: #fff; color: #1A2233; border: 1px solid #d4c7b0; }
    .cmp-btn-secondary:hover { border-color: #1A2233; }
    .cmp-modal { position: fixed; inset: 0; z-index: 10000; display: flex; align-items: center; justify-content: center; padding: 20px; }
    .cmp-modal-backdrop { position: absolute; inset: 0; background: rgba(12,27,56,0.7); }
    .cmp-modal-content { position: relative; background: #fff; border-radius: 8px; max-width: 640px; width: 100%; max-height: 90vh; display: flex; flex-direction: column; box-shadow: 0 20px 60px rgba(0,0,0,0.3); }
    .cmp-modal-header { padding: 24px 28px; border-bottom: 1px solid #e6dfd0; display: flex; justify-content: space-between; align-items: center; }
    .cmp-modal-header h2 { font-family: 'Cormorant Garamond', serif; font-size: 26px; color: #1A2233; margin: 0; }
    .cmp-modal-close { background: transparent; border: none; font-size: 28px; color: #1A2233; cursor: pointer; padding: 0 8px; line-height: 1; }
    .cmp-modal-body { padding: 24px 28px; overflow-y: auto; }
    .cmp-modal-footer { padding: 18px 28px; border-top: 1px solid #e6dfd0; display: flex; justify-content: flex-end; gap: 10px; }
    .cmp-category { background: #F8F4EE; border-radius: 6px; padding: 18px 20px; margin-bottom: 14px; }
    .cmp-cat-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 8px; }
    .cmp-cat-head strong { color: #1A2233; font-size: 15px; }
    .cmp-category p { color: #2c2c2c; font-size: 13px; line-height: 1.55; margin: 0; }
    .cmp-toggle { position: relative; display: inline-block; width: 44px; height: 24px; }
    .cmp-toggle input { opacity: 0; width: 0; height: 0; }
    .cmp-toggle span { position: absolute; cursor: pointer; inset: 0; background: #d4c7b0; border-radius: 12px; transition: 0.3s; }
    .cmp-toggle span:before { position: absolute; content: ""; height: 18px; width: 18px; left: 3px; top: 3px; background: #fff; border-radius: 50%; transition: 0.3s; }
    .cmp-toggle input:checked + span { background: #2A6B4A; }
    .cmp-toggle input:checked + span:before { transform: translateX(20px); }
    .cmp-toggle input:disabled + span { background: #d4c7b0; opacity: 0.7; cursor: not-allowed; }
    @media (max-width: 768px) {
      .cmp-banner-inner { grid-template-columns: 1fr; }
      .cmp-banner-actions { flex-wrap: wrap; }
      .cmp-banner-actions .cmp-btn { flex: 1; min-width: 100px; }
    }